Property Investment Holding Costs

Posted by Davlin on May 6, 2011 under Property Investment | Be the First to Comment

When it comes down to holding costs, its all about cash flow and affordability. Whether to pay the shortfall, holding costs, negative gearing (whatever you call it, it means real cash) from wages, cash savings or borrow this amount through a line of credit is the subject of much debate.  This is one of the top 3 issues when it comes to building a property portfolio and moreso when property values are uncertain or flat.

What is your funding strategy for holding costs? What loan products do you use?What are your thoughts on borrowing the holding costs? Whats your stop loss position?

We will discuss these issues at the webinar on Wed 11th May at 8pm AEST.

Any further questions, comments can be posted on this blog for discussion beforehand or after the webinar.

Managing Property Investment Cash Flow Risk

Posted by Davlin on April 27, 2011 under Property Investment | Be the First to Comment

Astute investors know that whether you are in accumulation, holding or drawdown phase in your wealth creation cycle, cash flow remains paramount in reaching financial independence.

There are many areas to cover when it comes to cash flow risk  for property investors. The 4 key areas we will be discussing on Thursday 28th at 8pm AEST webinar will be;

 1) Lines of Credit – why are they so important in property cash flows?

2) Pre-Tax Shortfalls – make sure you know what you bottom line is?

3) Harvesting Equity – what are the new rules surrounding cash out?

4) Automating Cash Flow – is there a way to streamline the many inflows and outflows?

This blog will help create a discussion forum on this important topic.                                                                                                                                         

 

Lines of Credit

Posted by Davlin on April 13, 2011 under Property Investment | Read the First Comment

Line of credit accounts, also know as Equity Loans, Revolving Lines of Credit allow you to access the equity in a property for personal or investment reasons. In order to understand them its best think of them as a credit card but at mortgage interest rates. Lines of credit have 3 components being a Facility Limit, Facility Balance and Available Funds.

Most importantly for property investors they should be used to manage cash flow and provide a cash buffer for any short term cash flow challenges.

Getting Started in Property Investment

Posted by Davlin on April 12, 2011 under Property Investment | Be the First to Comment

This webinar provides an essential framework for those looking to make a 2011 start in property investment. With the wide range of information available on this subject it is often difficult knowing where to begin and once you have commenced, knowing what mistakes to avoid.

This webinar will highlight why lines of credit, loan structure and risk management form the backbone to great and informed decision making in starting your property investment portfolio.

If you are looking to get started in property investment or need a refresher course on investing fundamentals or possibly simply looking for an update on lending policy, this webinar will benefit you.

When: Thursday April 14th
Level: Beginner