Financial PlanningA good place to start when commencing a wealth creation plan is to understand your cashflow. Do you know where your money goes and is the surplus cash flow being deployed in the most effective manner? How about your total cash flow including your property portfolio and or business?
So how can a wealth management company help you achieve your financial goals? By working together with our Financial Planning, Accounting and Mortgage Broking divisions, we carry out a critical review of your financial position, cash flow and taxation to ensure your current position is at optimal before proceeding with new strategies. Whether the strategy relates to cash flow, taxation, superannuation, property investment, share portfolio, business exit, insurances, retirement planning or aged care we can help you improve your current financial position and ensure you are on track to reach your financial goals. Ultimately, it’s all about asking yourself “Could I do Better” at our initial meeting and then every year so you ensure your financial position is always at optimal in reaching your financial goals, in the least possible time with a measured and understood level of risk. Strategies for clients will vary widely so be sure to obtain professional advice on what “seems like a good idea” to ensure it is appropriate for your personal circumstances and financial position. Sometimes “what seems like a good idea”, once reviewed and analysed by our team, is often demonstrated to be financially detrimental. Our financial plans are recommended only after a careful assessment of your current financial situation, and we use a detailed four-step process to help understand you better. |
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Financial Planning - Our Approach
1. Fact Find and Goals Meeting: understanding your personal and financial position, determining gaps between your current position and financial goals.
2. Cash Flow: ensuring you have the right banking structure and able to identify the cash flow position for your personal position, investment property portfolio and or your business structure. Once cash flow certainty has been confirmed, we can look to review options for your existing and proposed investments.
3. Investment Opportunity: based on your cash flow and personal financial position we can review your current investments to ensure these are operating at an optimal level and what other investment options you may consider. Investment options need to be matched to your life stage and cash flow position.
4. Risk Management: with any wealth creation plan it is key to ensure you have a suite of insurances in place for any disruption to income generation whether this be in the form of life insurances, total permanent disability, income protection or trauma event. Clients are often not aware that insurance premiums, in some circumstances can be funded from super, alleviating pressure on personal cash flow. We all insure our cars and homes but often neglect to insure our capacity to earn an income.
5. Benchmarking: it is key in every financial plan to ensure it is reviewed to a benchmark each year and adjusted as required to ensure you remain on target to reach your financial goals.
In many cases, clients are simply unaware of what “next steps” they need to take in reaching their financial goals. Let us help you Dare to Dream and ask us how to reach your financial goals sooner.
2. Cash Flow: ensuring you have the right banking structure and able to identify the cash flow position for your personal position, investment property portfolio and or your business structure. Once cash flow certainty has been confirmed, we can look to review options for your existing and proposed investments.
3. Investment Opportunity: based on your cash flow and personal financial position we can review your current investments to ensure these are operating at an optimal level and what other investment options you may consider. Investment options need to be matched to your life stage and cash flow position.
4. Risk Management: with any wealth creation plan it is key to ensure you have a suite of insurances in place for any disruption to income generation whether this be in the form of life insurances, total permanent disability, income protection or trauma event. Clients are often not aware that insurance premiums, in some circumstances can be funded from super, alleviating pressure on personal cash flow. We all insure our cars and homes but often neglect to insure our capacity to earn an income.
5. Benchmarking: it is key in every financial plan to ensure it is reviewed to a benchmark each year and adjusted as required to ensure you remain on target to reach your financial goals.
In many cases, clients are simply unaware of what “next steps” they need to take in reaching their financial goals. Let us help you Dare to Dream and ask us how to reach your financial goals sooner.
GENERAL ADVICE WARNING
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Davlin Financial Planning Pty Ltd, ABN 68 129 243 223 and David Linco are Authorised Representatives of Nextplan Financial Pty Ltd(Nextplan). AFSL No. 452996, ABN 24 167 151 420.
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Davlin Financial Planning Pty Ltd, ABN 68 129 243 223 and David Linco are Authorised Representatives of Nextplan Financial Pty Ltd(Nextplan). AFSL No. 452996, ABN 24 167 151 420.
Why Choose Us?
Decades of experience. Hundreds of happy clients. 80+ five-star reviews on Google & Adviser Ratings.
We're fully licenced & accredited, work with integrity and always put your interests first.
We're fully licenced & accredited, work with integrity and always put your interests first.
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Experienced
In 25+ years in business we've helped clients from all walks of life across all industries. You're in safe hands at Davlin Wealth Management. |
Certified
We are fully qualified & licenced Accountants, Mortgage Brokers & Financial planners, accredited with the respective industry bodies for your peace of mind. |
Trusted
Our many happy clients are proof of our capabilities. Scroll down to read live Google reviews and click here to read reviews from our clients on Adviser Ratings. |
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Get in touchPhone: 02 8445 9999
Email: [email protected] Our LocationsAfter 9 years being located in Thornleigh, we moved in October 2021 to operate virtually and now predominantly meet with clients using Zoom and Microsoft Teams.
For clients in Sydney or when David is travelling, physical meetings can take place at any Wotso office location throughout Australia. Preferred locations are: Manly: 44 North Fort Rd, The Barracks Precinct, Manly NSW 2095 Pyrmont: 3/55 Pyrmont Bridge Rd, Pyrmont NSW 2009 Strathfield: Level 1/5 George St, North Strathfield NSW 2137 Davlin Wealth Management Manly
Wotso Manly, 44 North Fort Rd, The Barracks Precinct, Manly NSW 2095 |
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