Mortgage Broker ServicesAt Davlin Mortgages, our goal is to firstly understand your current financial position and property goals. We can then determine a borrowing strategy to help you achieve your financial goals. This may include;
Borrowing Basics Borrowing, also known as gearing or leverage, involves borrowing money to purchase a home or investment property. Whether the asset increases in value or not, loan repayments still need to be made. Borrowing to invest is a long-term wealth creation strategy and an effective way to purchase residential property with attractive tax benefits. Loan Structure When it comes to borrowing, understanding how to best structure a loan is a primary consideration to manage cash flow & liability risk. When building wealth through property, loan structure can often mean the difference between purchasing one or multiple investment properties due to inadvertently limiting your borrowing capacity. Loan Packaging When selecting a loan product whether for owner occupier or investment, you can choose from a range of packaging options (principal & interest or interest only) and interest rates (variable or fixed) which all have bearing on the final interest rate. Our role is to help you make effective financial decisions, so we have produced free “Fact Sheets” on a range of borrowing topics. At Davlin Mortgages, our goal is to firstly understand your current financial position and property goals. We can then determine a borrowing strategy to help you achieve your financial goals. This may include;
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Overseas Applicants
We can help with finance for Non-Resident / Overseas clients anywhere in the world wanting to purchase or refinance property in Australia.
We can provide a complete package of services co-ordinating with the solicitor, property agent and lender to make the purchasing process smooth and straightforward.
Whilst each lender will differ in their lending policy, non-resident borrowers should be aware that additional security and regulatory provisions will need to be met which can include:
We can help with finance for Non-Resident / Overseas clients anywhere in the world wanting to purchase or refinance property in Australia.
We can provide a complete package of services co-ordinating with the solicitor, property agent and lender to make the purchasing process smooth and straightforward.
Whilst each lender will differ in their lending policy, non-resident borrowers should be aware that additional security and regulatory provisions will need to be met which can include:
- A minimum of 20% deposit will be required which can come from cash or borrowings.
- Allowance for up to 6% for relevant government charges and stamp duties.
- Certified copies of passport, drivers license and income information.
- An independent property valuation report which will be arranged by the lender.
- A loan timeframe which can range from 8 to 12 weeks. If you do not plan to be in Australia during the purchase period, you need someone to act as your Power of Attorney which we can arrange through your solicitor.
GENERAL ADVICE WARNING
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Davlin Financial Planning Pty Ltd, ABN 68 129 243 223 and David Linco are Authorised Representatives of Consultum Financial Advisers Pty Ltd. AFSL No. 230323, ABN 65 006 373 995.
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Davlin Financial Planning Pty Ltd, ABN 68 129 243 223 and David Linco are Authorised Representatives of Consultum Financial Advisers Pty Ltd. AFSL No. 230323, ABN 65 006 373 995.
Why Choose Us?
Decades of experience. Hundreds of happy clients. 80+ five-star reviews on Google & Adviser Ratings.
We're fully licenced & accredited, work with integrity and always put your interests first.
We're fully licenced & accredited, work with integrity and always put your interests first.
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Experienced
In 25+ years in business we've helped clients from all walks of life across all industries. You're in safe hands at Davlin Wealth Management. |
Certified
We are fully qualified & licenced Accountants, Mortgage Brokers & Financial planners, accredited with the respective industry bodies for your peace of mind. |
Trusted
Our many happy clients are proof of our capabilities. Scroll down to read live Google reviews and click here to read reviews from our clients on Adviser Ratings. |
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Get in touchPhone: 02 8445 9999
Email: clientservice@davlin.biz Our LocationsAfter 9 years being located in Thornleigh, we moved in October 2021 to operate virtually and now predominantly meet with clients using Zoom and Microsoft Teams.
For clients in Sydney or when David is travelling, physical meetings can take place at any Wotso office location throughout Australia. Preferred locations are: Manly: 19-21 S Steyne, Manly NSW 2095 Pyrmont: 3/55 Pyrmont Bridge Rd, Pyrmont NSW 2009 Strathfield: Level 1/5 George St, North Strathfield NSW 2137 Davlin Wealth Management Manly
Wotso Manly, 19-21 S Steyne, Manly NSW 2095 |
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