Property Investing

Unlike buying a home to live in, an investment property is usually bought with the goal of making money, whether capital growth or positive cash flow.

Here are some things to consider when it comes to investing in property:
  • This asset is tangible and can be less volatile that other investments.
  • Banks tend to be well-versed in property and often have a standard lending process to step you through.
  • Many of the costs involved with owning an investment property may be tax deductible and property investors can also potentially use the losses arising from negative gearing (where the income from the investment is less than the expenses) as a tax deduction against their other income.
  • Property can deliver long-term returns if the value of the property increases over time, plus there’s also potential to receive rental income before the eventual sale but like any other investment there is no guarantee.
  • There are high transaction costs in the in the purchase and sale of property such as stamp duty, agent fees, legal, building pest reports and loan costs.

When looking to purchase an investment property you should research:
  • Capital growth – the rate at which the value of the property is expected to increase in value. A good starting point is to follow the government infrastructure spend as this precedes population growth in an area.
  • Rental income – find out the proposed rental return from a real estate agent and the vacancy rate to see if tenants can be easily found at the end of the lease term.
  • Ownership costs – find out the running costs including rates, insurances, strata, agent fees and maintenance.
  • Capital costs – allow for ongoing capital works such as painting, renovations of bathrooms and kitchen, flooring upgrade, air conditioning replacement etc
 
Alternatives to direct investment in property
Consider opportunities that allow you to purchase a portion of a property alongside other investments – such as investing in property through the Australian Stock Exchange (ASX).
​
Some benefits of investing this way include greater liquidity, diversification across different assets and lower transaction costs. But be aware that share prices rise and fall daily, unlike bricks and mortar which can be less volatile.

    Book your obligation-free initial consultation

    Schedule a free 15 minute phone call to find out how we can help and to get clarity on your options. Fill in the form below or call us on (02) 8445 9999.
GENERAL ADVICE WARNING

​The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
​
Davlin Financial Planning Pty Ltd, ABN 68 129 243 223 and David Linco are Authorised Representatives of Consultum Financial Advisers Pty Ltd. AFSL No. 230323, ABN 65 006 373 995.

Why Choose Us?

Decades of experience. Hundreds of happy clients. 80+ five-star reviews on Google & Adviser Ratings.
We're fully licenced & accredited, work with integrity and always put your interests first.
Experienced 

In 25+ years in business we've helped clients from all walks of life across all industries. You're in safe hands at Davlin Wealth Management.
Certified
​
We are fully qualified & licenced Accountants, Mortgage Brokers & Financial planners, accredited with the respective industry bodies for your peace of mind.​
Trusted

Our many happy clients are proof of our capabilities. Scroll down to read live Google reviews and click here to read reviews from our clients on Adviser Ratings.

What our clients say

Book your free consultation

Your first consultation is on us, no strings attached. Click below to arrange a free 15 minute phone consultation.

​Get in touch

Phone: 02 8445 9999
​Email: clientservice@davlin.biz

Our Locations

​After 9 years being located in Thornleigh, we moved in October 2021 to operate virtually and now predominantly meet with clients using Zoom and Microsoft Teams.  

For clients in Sydney or when David is travelling, physical meetings can take place at any Wotso office location throughout Australia. Preferred locations are:
​
Manly: 19-21 S Steyne, Manly NSW 2095
Pyrmont: 3/55 Pyrmont Bridge Rd, Pyrmont NSW 2009​
Strathfield: Level 1/5 George St, North Strathfield NSW 2137
Davlin Wealth Management Manly
Wotso Manly, 19-21 S Steyne,
Manly NSW 2095

    Send us a message

Copyright 2022 Davlin Wealth Management. All rights reserved.
Contact Us: Phone: 02 8445 9999 | ​Email: clientservice@davlin.biz