Retirement PlanningThe Davlin approach to retirement planning is a health-based approach where funds are allocated based on the health stage of the retiree. This is made up of 3 distinct retirement stages; Active, Passive, Frail, with a larger portion of retirement funds allocated when retirees are healthy, and a lesser amount as clients age.
A greater amount of liquidity is required in the Active life stage where health allows more active pursuits and often requires higher living expenses. Health starts to become problematic in Passive and a more sedentary manner of life considered. Financial planning should allow for Centrelink eligibility at this stage to help fund health care costs. Frail life stage is where independent living is not possible and a level of personal or medical care required. Putting this all together in the form of a retirement plan and communicating this to clients so it is meaningful is what we do best. Being able to predict likely outcomes for your retirement by using a worst-case scenario approach allows our clients to have the confidence to live their best retirement. Our retirement modelling process involves a vigorous client discussion before arriving at a set of agreed financial assumptions. These include many variables such as inflation, interest rates, superannuation returns, living expenses, aged care costs, living expenses and many more. The retirement modelling service is combined with an annual review process to reflect changes in financial position and economic conditions over time. This allows our retiree clients to live comfortably at different health stages with peace of mind. Retirement Strategies we can help with
What are you Waiting For? Retirement planning is about tackling uncertainty when it comes to what your retirement looks like. The process of creating your best retirement plan involves reviewing multiple funding scenarios to finally arrive at one that you are comfortable with. We recommend an ongoing annual review process to ensure your retirement plan remains appropriate as your progress through each of the Active, Passive and Frail retirement life stages. |
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GENERAL ADVICE WARNING
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Davlin Financial Planning Pty Ltd, ABN 68 129 243 223 and David Linco are Authorised Representatives of Consultum Financial Advisers Pty Ltd. AFSL No. 230323, ABN 65 006 373 995.
The information contained on this website has been provided as general advice only. The contents have been prepared without taking account of your objectives, financial situation or needs. You should, before you make any decision regarding any information, strategies or products mentioned on this website, consult your own financial advisor to consider whether that is appropriate having regard to your own objectives, financial situation and needs.
Davlin Financial Planning Pty Ltd, ABN 68 129 243 223 and David Linco are Authorised Representatives of Consultum Financial Advisers Pty Ltd. AFSL No. 230323, ABN 65 006 373 995.
Why Choose Us?
Decades of experience. Hundreds of happy clients. 80+ five-star reviews on Google & Adviser Ratings.
We're fully licenced & accredited, work with integrity and always put your interests first.
We're fully licenced & accredited, work with integrity and always put your interests first.
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Experienced
In 25+ years in business we've helped clients from all walks of life across all industries. You're in safe hands at Davlin Wealth Management. |
Certified
We are fully qualified & licenced Accountants, Mortgage Brokers & Financial planners, accredited with the respective industry bodies for your peace of mind. |
Trusted
Our many happy clients are proof of our capabilities. Scroll down to read live Google reviews and click here to read reviews from our clients on Adviser Ratings. |
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Get in touchPhone: 02 8445 9999
Email: clientservice@davlin.biz Our LocationsAfter 9 years being located in Thornleigh, we moved in October 2021 to operate virtually and now predominantly meet with clients using Zoom and Microsoft Teams.
For clients in Sydney or when David is travelling, physical meetings can take place at any Wotso office location throughout Australia. Preferred locations are: Manly: 19-21 S Steyne, Manly NSW 2095 Pyrmont: 3/55 Pyrmont Bridge Rd, Pyrmont NSW 2009 Strathfield: Level 1/5 George St, North Strathfield NSW 2137 Davlin Wealth Management Manly
Wotso Manly, 19-21 S Steyne, Manly NSW 2095 |
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